Workplace Accidents
Employers have legal obligations to the people who work for them, including providing a safe workspace and, in many cases, maintaining appropriate workers’ comp insurance.
The ideal resolution to a workplace injury isn’t always easily attainable for Atlanta employees. Businesses might not carry the appropriate coverage, or they could dispute your claim in any number of ways. If you feel like your workers’ comp claim is being treated unfairly, or you’re not sure how to proceed after a claim denial, you may benefit from consulting with an Atlanta workers’ comp lawyer.
One of the reasons businesses maintain workers’ comp policies is to prevent injured workers from filing traditional personal injury claims against them. As an employee, you usually only have the option to pursue a workers’ comp claim after a jobsite injury.
The situation is different if someone other than your employer (or a coworker) causes your injury. For example, if a construction worker suffers an injury due to the actions of an equipment manufacturer, a subcontractor or the property owner, the worker may be able to file a more traditional third-party personal injury claim against the responsible party while still pursuing the workers’ comp claim with their employer’s workers’ comp insurer.
If you believe a third-party caused or contributed to your injury, an experienced Atlanta personal injury lawyer can help you understand your options for recovery.
While it’s true that injuries can happen in literally any workplace – including in an office – there are some jobsites that are inherently more dangerous than others. Fishermen and fishery workers, roofers and construction workers have extraordinarily high incidents of injuries while people in IT or finance tend to have extremely low rates of injury. Common workplace injuries include:
These can lead to serious injuries like traumatic brain injuries, spinal cord injuries or even death.
Such accidents can cause severe trauma, amputations and crush injuries.
Acute exposure can lead to burns, respiratory problems and poisoning. There are many class action lawsuits related to long-term worksite chemical exposure, like recent cases involving AFFF foam (a fire suppressant used to fight jet fuel fires), which has been linked to cancer in first responders.
Overexertion can lead to musculoskeletal injuries like strains and sprains, herniated discs and repetitive stress injuries.
These commonly result in fractures, sprains and strains. Although usually less life-threatening, they can still lead to significant pain and disability.
Unless a business meets specific exemption requirements, they are required by law to carry workers’ comp coverage. It’s the right thing to do for both employees and the business, as workers’ comp coverage protects employers as well.
If a worker is injured on the clock while performing their job duties, they should be entitled to a percentage of their lost wages, rehabilitation expenses and medical expenses. Injured workers who suffer disabilities or long-term injuries that prevent them from returning to work in their pre-injury capacity may also qualify for additional types of compensation, like job retraining or disability compensation.
You may have noticed that workers’ comp does not cover pain and suffering. Essentially, workers’ comp only cover the economic damages, not non-economic damages. If you’re covered by workers’ comp and your injury fits squarely into the workplace injury category, you will usually not have the option of pursuing a traditional personal injury claim, which means you won’t be able to collect pain and suffering damages.
However, if you do have a valid third-party claim, you can still pursue non-economic damages from the party who caused your accident. You can file both types of claims concurrently in those scenarios, although you won’t be able to get double compensation. Instead, your workers’ comp may max out on the economic damages while the third-party claim pays for non-economic damages and picks up any remaining expenses (like the remainder of your wage compensation that wasn’t paid by workers’ comp).
It most cases no – you will not be able to sue your employer if they have workers’ comp insurance and you suffered a valid workplace injury. Things get more complicated if you suffered intentional harm (like assault) or your employer did not carry the legally required workers’ comp coverage.
Claim denial is not always the end of the road – and neither is unfair claim valuations. Doctors can make mistakes, as can claim investigators. If you believe the cause of your injuries was misattributed, or you believe your condition is more serious than the authorized doctor alleges, you may want to speak with an Atlanta workers’ comp lawyer.
The Law Office of Cameron Hawkins has represented many Atlanta workers who have been treated unfairly in the workers’ comp claim process. We’ve also assisted workers who have needed to file third-party claims against other parties. If you feel like your situation isn’t being handled properly, don’t hesitate to call (678) 921-4225 for a free consultation.
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